Life Insurance with No Medical Exam
If you have white coat syndrome, don’t have the time for a medical exam or need approval quickly, then you may want to consider life insurance with no medical examination.
The insurers will still look into your medical history and ask about your lifestyle, but there will be less scrutiny than if you subject yourself to a full examination.
However, there is a price to pay and this type of insurance can be up to 50% more expensive. The cover is also likely to be lower, typically limited to $50,000 (Whole Lif...